Retirement Savings Plan – 401(K) Multiple Employer Plan
Give your employees the benefit of a secure future without the administrative hassle
As a CAWG member, you have exclusive access to a cost-effective 401(k) retirement plan through a Multiple Employer Plan (MEP). Designed specifically for winegrape growers and industry partners, this plan delivers big savings, flexible design options, and hands-off administration, so you can focus on your business while helping your team plan for retirement.
As a CAWG member, you have access to a Multiple Employer Plan (MEP)—a cost-effective, low-maintenance retirement savings solution designed specifically for your business.
Why Choose a MEP?
The CAWG 401(k) Plan offers the flexibility of a stand-alone plan without the complexity and high costs of managing one.
Member Benefits
By joining the CAWG MEP, Woodruff Sawyer & Co handles nearly all administrative tasks, including:
- No annual audit requirement
- No individual Form 5500 filings
- Cost savings on investment options
- Minimal ongoing plan maintenance
- Flexible plan designs: Safe Harbor, Roth, profit sharing, employer match, vesting schedules, and more
MEP Advantages
- Lower costs for employers and employees
- Reduced administrative burden—paperwork handled for you
- Minimized fiduciary risk for plan sponsors
Who Benefits Most?
- Employers starting a retirement plan for the first time
- Employers looking to reduce plan costs
- Employers wanting to offload administrative tasks (e.g., audits, filings)
Employee Education & Support
- Employers starting a retirement plan for the first time
- Employers looking to reduce plan costs
- Employers wanting to offload administrative tasks (e.g., audits, filings)
Getting Started is Easy
Contact a retirement consultant at Woodruff Sawyer & Co by calling (415) 399-6398, or email cawgmep@wsandco.com.
Provide basic information for evaluation and schedule a no-cost, no-obligation plan design consultation.
Take advantage of the strength in numbers—start saving more today with the CAWG 401(k) MEP.